sana24 Managed Care — Region 2, St. Gallen
Region 2, St. Gallen: the Managed Care model from sana24 costs CHF 499.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 499.00, Managed Care is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Managed Care costs CHF 520.80 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 499.00 | CHF 466.40 |
| 500 | CHF 487.40 | CHF 455.50 |
| 1'000 | CHF 458.20 | CHF 428.30 |
| 1'500 | CHF 429.00 | CHF 401.00 |
| 2'000 | CHF 399.90 | CHF 373.70 |
| 2'500 | CHF 370.70 | CHF 346.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 382.00 | CHF 357.00 |
| 500 | CHF 370.30 | CHF 346.10 |
| 1'000 | CHF 341.10 | CHF 318.80 |
| 1'500 | CHF 312.00 | CHF 291.60 |
| 2'000 | CHF 282.80 | CHF 264.30 |
| 2'500 | CHF 253.60 | CHF 237.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 124.40 | CHF 116.30 |
| 100 | CHF 118.60 | CHF 110.80 |
| 200 | CHF 112.70 | CHF 105.40 |
| 300 | CHF 106.90 | CHF 99.90 |
| 400 | CHF 101.10 | CHF 94.50 |
| 500 | CHF 95.20 | CHF 89.00 |
| 600 | CHF 89.40 | CHF 83.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.