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sana24 Managed Care — Region 3, St. Gallen

Region 3, St. Gallen: the Managed Care model from sana24 costs CHF 475.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 475.90, Managed Care is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Managed Care costs CHF 495.60 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 475.90CHF 444.80
500CHF 464.20CHF 433.80
1'000CHF 435.00CHF 406.60
1'500CHF 405.90CHF 379.30
2'000CHF 376.70CHF 352.10
2'500CHF 347.50CHF 324.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 364.20CHF 340.40
500CHF 352.60CHF 329.50
1'000CHF 323.40CHF 302.30
1'500CHF 294.20CHF 275.00
2'000CHF 265.10CHF 247.70
2'500CHF 235.90CHF 220.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 118.60CHF 110.90
100CHF 112.80CHF 105.50
200CHF 107.00CHF 100.00
300CHF 101.10CHF 94.60
400CHF 95.30CHF 89.10
500CHF 89.50CHF 83.60
600CHF 83.60CHF 78.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.