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sana24 Managed Care — Appenzell Innerrhoden

Appenzell Innerrhoden: the Managed Care model from sana24 costs CHF 409.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 409.10, Managed Care is not the lowest premium here: Agrisano goes down to CHF 353.50. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Managed Care costs CHF 675.60 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 409.10CHF 382.40
500CHF 397.50CHF 371.50
1'000CHF 368.30CHF 344.20
1'500CHF 339.10CHF 317.00
2'000CHF 310.00CHF 289.70
2'500CHF 280.80CHF 262.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 321.20CHF 300.20
500CHF 309.50CHF 289.30
1'000CHF 280.40CHF 262.10
1'500CHF 251.20CHF 234.80
2'000CHF 222.00CHF 207.50
2'500CHF 195.50CHF 182.70

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 102.70CHF 96.00
100CHF 96.90CHF 90.60
200CHF 91.00CHF 85.10
300CHF 85.20CHF 79.70
400CHF 79.40CHF 74.20
500CHF 73.50CHF 68.70
600CHF 67.70CHF 63.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.