sana24 Managed Care — Region 3, Bern
Region 3, Bern: the Managed Care model from sana24 costs CHF 521.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 521.20, Managed Care is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Managed Care costs CHF 550.80 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 521.20 | CHF 487.10 |
| 500 | CHF 509.50 | CHF 476.20 |
| 1'000 | CHF 480.40 | CHF 449.00 |
| 1'500 | CHF 451.20 | CHF 421.70 |
| 2'000 | CHF 422.00 | CHF 394.40 |
| 2'500 | CHF 392.90 | CHF 367.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 403.40 | CHF 377.00 |
| 500 | CHF 391.70 | CHF 366.10 |
| 1'000 | CHF 362.60 | CHF 338.90 |
| 1'500 | CHF 333.40 | CHF 311.60 |
| 2'000 | CHF 304.20 | CHF 284.40 |
| 2'500 | CHF 275.10 | CHF 257.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 128.80 | CHF 120.40 |
| 100 | CHF 122.90 | CHF 114.90 |
| 200 | CHF 117.10 | CHF 109.50 |
| 300 | CHF 111.30 | CHF 104.00 |
| 400 | CHF 105.40 | CHF 98.60 |
| 500 | CHF 99.60 | CHF 93.10 |
| 600 | CHF 93.80 | CHF 87.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.