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sana24 Managed Care — Region 3, Bern

Region 3, Bern: the Managed Care model from sana24 costs CHF 521.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 521.20, Managed Care is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Managed Care costs CHF 550.80 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 521.20CHF 487.10
500CHF 509.50CHF 476.20
1'000CHF 480.40CHF 449.00
1'500CHF 451.20CHF 421.70
2'000CHF 422.00CHF 394.40
2'500CHF 392.90CHF 367.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 403.40CHF 377.00
500CHF 391.70CHF 366.10
1'000CHF 362.60CHF 338.90
1'500CHF 333.40CHF 311.60
2'000CHF 304.20CHF 284.40
2'500CHF 275.10CHF 257.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 128.80CHF 120.40
100CHF 122.90CHF 114.90
200CHF 117.10CHF 109.50
300CHF 111.30CHF 104.00
400CHF 105.40CHF 98.60
500CHF 99.60CHF 93.10
600CHF 93.80CHF 87.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.