Médecin de famille 1 or TelMed (Compact One) — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with Sanitas, Médecin de famille 1 costs CHF 448.65 a month in 2026 and TelMed (Compact One) CHF 464.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Médecin de famille 1 is the cheaper of the two here: CHF 186.60 saved per year against TelMed (Compact One), for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille 1 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.
- Médecin de famille 1
Family doctor
You pick a family doctor and always go to them first.
- TelMed (Compact One)
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Médecin de famille 1 | TelMed (Compact One) | Gap per year |
|---|---|---|---|
| 300 | CHF 448.65 | CHF 464.20 | CHF 186.60 |
| 500 | CHF 437.05 | CHF 452.60 | CHF 186.60 |
| 1'000 | CHF 407.85 | CHF 423.40 | CHF 186.60 |
| 1'500 | CHF 378.65 | CHF 394.20 | CHF 186.60 |
| 2'000 | CHF 349.55 | CHF 365.10 | CHF 186.60 |
| 2'500 | CHF 320.35 | CHF 335.90 | CHF 186.60 |
The comparison, region by region
- Médecin de famille 1 or TelMed (Compact One)?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.