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Médecin de famille 1 or TelMed (Compact One) — Region 1, Lucerne

Region 1, Lucerne: with Sanitas, Médecin de famille 1 costs CHF 461.60 a month in 2026 and TelMed (Compact One) CHF 461.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 1.20 saved per year against TelMed (Compact One), for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • Médecin de famille 1

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 1TelMed (Compact One)Gap per year
300CHF 461.60CHF 461.70CHF 1.20
500CHF 450.00CHF 450.10CHF 1.20
1'000CHF 420.80CHF 420.90CHF 1.20
1'500CHF 391.60CHF 391.70CHF 1.20
2'000CHF 362.50CHF 362.60CHF 1.20
2'500CHF 333.30CHF 333.40CHF 1.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.