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Médecin de famille 1 or TelMed (Compact One) — Region 2, Bern

Region 2, Bern: with Sanitas, Médecin de famille 1 costs CHF 545.30 a month in 2026 and TelMed (Compact One) CHF 551.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 75.60 saved per year against TelMed (Compact One), for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • Médecin de famille 1

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 1TelMed (Compact One)Gap per year
300CHF 545.30CHF 551.60CHF 75.60
500CHF 533.70CHF 540.00CHF 75.60
1'000CHF 504.50CHF 510.80CHF 75.60
1'500CHF 475.30CHF 481.60CHF 75.60
2'000CHF 446.20CHF 452.50CHF 75.60
2'500CHF 417.00CHF 423.30CHF 75.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.