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Médecin de famille 1 or TelMed (Compact One) — Obwalden

Obwalden: with Sanitas, Médecin de famille 1 costs CHF 418.20 a month in 2026 and TelMed (Compact One) CHF 432.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 174.00 saved per year against TelMed (Compact One), for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • Médecin de famille 1

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 1TelMed (Compact One)Gap per year
300CHF 418.20CHF 432.70CHF 174.00
500CHF 406.60CHF 421.10CHF 174.00
1'000CHF 377.40CHF 391.90CHF 174.00
1'500CHF 348.20CHF 362.70CHF 174.00
2'000CHF 319.10CHF 333.60CHF 174.00
2'500CHF 289.90CHF 304.40CHF 174.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.