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Médecin de famille 1 or TelMed (Compact One) — Region 2, St. Gallen

Region 2, St. Gallen: with Sanitas, Médecin de famille 1 costs CHF 467.95 a month in 2026 and TelMed (Compact One) CHF 457.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 127.80 saved per year against Médecin de famille 1, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • Médecin de famille 1

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 1TelMed (Compact One)Gap per year
300CHF 467.95CHF 457.30CHF 127.80
500CHF 456.35CHF 445.70CHF 127.80
1'000CHF 427.15CHF 416.50CHF 127.80
1'500CHF 397.95CHF 387.30CHF 127.80
2'000CHF 368.85CHF 358.20CHF 127.80
2'500CHF 339.65CHF 329.00CHF 127.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.