Médecin de famille 1 or TelMed (Compact One) — Region 1, Bern
Region 1, Bern: with Sanitas, Médecin de famille 1 costs CHF 552.30 a month in 2026 and TelMed (Compact One) CHF 571.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Médecin de famille 1 is the cheaper of the two here: CHF 229.20 saved per year against TelMed (Compact One), for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille 1 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.
- Médecin de famille 1
Family doctor
You pick a family doctor and always go to them first.
- TelMed (Compact One)
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Médecin de famille 1 | TelMed (Compact One) | Gap per year |
|---|---|---|---|
| 300 | CHF 552.30 | CHF 571.40 | CHF 229.20 |
| 500 | CHF 540.70 | CHF 559.80 | CHF 229.20 |
| 1'000 | CHF 511.50 | CHF 530.60 | CHF 229.20 |
| 1'500 | CHF 482.30 | CHF 501.40 | CHF 229.20 |
| 2'000 | CHF 453.20 | CHF 472.30 | CHF 229.20 |
| 2'500 | CHF 424.00 | CHF 443.10 | CHF 229.20 |
The comparison, region by region
- Médecin de famille 1 or TelMed (Compact One)?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.