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Médecin de famille 2 or MultiAccess — Region 1, Fribourg

Region 1, Fribourg: with Sanitas, Médecin de famille 2 costs CHF 532.70 a month in 2026 and MultiAccess CHF 526.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

MultiAccess is the cheaper of the two here: CHF 69.60 saved per year against Médecin de famille 2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 2 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 2

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 2MultiAccessGap per year
300CHF 532.70CHF 526.90CHF 69.60
500CHF 521.10CHF 515.30CHF 69.60
1'000CHF 491.90CHF 486.10CHF 69.60
1'500CHF 462.70CHF 456.90CHF 69.60
2'000CHF 433.60CHF 427.80CHF 69.60
2'500CHF 404.40CHF 398.60CHF 69.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.