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Médecin de famille 2 or MultiAccess — Region 2, Vaud

Region 2, Vaud: with Sanitas, Médecin de famille 2 costs CHF 615.00 a month in 2026 and MultiAccess CHF 608.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

MultiAccess is the cheaper of the two here: CHF 79.20 saved per year against Médecin de famille 2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 2 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 2

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 2MultiAccessGap per year
300CHF 615.00CHF 608.40CHF 79.20
500CHF 603.40CHF 596.80CHF 79.20
1'000CHF 574.20CHF 567.60CHF 79.20
1'500CHF 545.00CHF 538.40CHF 79.20
2'000CHF 515.90CHF 509.30CHF 79.20
2'500CHF 486.70CHF 480.10CHF 79.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.