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Médecin de famille 2 or MultiAccess — Region 1, Ticino

Region 1, Ticino: with Sanitas, Médecin de famille 2 costs CHF 668.30 a month in 2026 and MultiAccess CHF 661.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

MultiAccess is the cheaper of the two here: CHF 86.40 saved per year against Médecin de famille 2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 2 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 2

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 2MultiAccessGap per year
300CHF 668.30CHF 661.10CHF 86.40
500CHF 656.70CHF 649.50CHF 86.40
1'000CHF 627.50CHF 620.30CHF 86.40
1'500CHF 598.30CHF 591.10CHF 86.40
2'000CHF 569.20CHF 562.00CHF 86.40
2'500CHF 540.00CHF 532.80CHF 86.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.