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Médecin de famille 2 or MultiAccess — Neuchâtel

Neuchâtel: with Sanitas, Médecin de famille 2 costs CHF 631.50 a month in 2026 and MultiAccess CHF 624.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

MultiAccess is the cheaper of the two here: CHF 81.60 saved per year against Médecin de famille 2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 2 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 2

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 2MultiAccessGap per year
300CHF 631.50CHF 624.70CHF 81.60
500CHF 619.90CHF 613.10CHF 81.60
1'000CHF 590.70CHF 583.90CHF 81.60
1'500CHF 561.50CHF 554.70CHF 81.60
2'000CHF 532.40CHF 525.60CHF 81.60
2'500CHF 503.20CHF 496.40CHF 81.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.