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Médecin de famille 2 or MultiAccess — Region 2, Schaffhausen

Region 2, Schaffhausen: with Sanitas, Médecin de famille 2 costs CHF 512.15 a month in 2026 and MultiAccess CHF 506.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

MultiAccess is the cheaper of the two here: CHF 66.60 saved per year against Médecin de famille 2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 2 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 2

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 2MultiAccessGap per year
300CHF 512.15CHF 506.60CHF 66.60
500CHF 500.55CHF 495.00CHF 66.60
1'000CHF 471.35CHF 465.80CHF 66.60
1'500CHF 442.15CHF 436.60CHF 66.60
2'000CHF 413.05CHF 407.50CHF 66.60
2'500CHF 383.85CHF 378.30CHF 66.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.