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Médecin de famille 2 or MultiAccess — Region 1, Grisons

Region 1, Grisons: with Sanitas, Médecin de famille 2 costs CHF 496.70 a month in 2026 and MultiAccess CHF 491.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

MultiAccess is the cheaper of the two here: CHF 63.60 saved per year against Médecin de famille 2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 2 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 2

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 2MultiAccessGap per year
300CHF 496.70CHF 491.40CHF 63.60
500CHF 485.10CHF 479.80CHF 63.60
1'000CHF 455.90CHF 450.60CHF 63.60
1'500CHF 426.70CHF 421.40CHF 63.60
2'000CHF 397.60CHF 392.30CHF 63.60
2'500CHF 368.40CHF 363.10CHF 63.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.