Sanitas MultiAccess — Aargau
Aargau: the MultiAccess model from Sanitas costs CHF 500.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 500.80, MultiAccess is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, MultiAccess costs CHF 594.00 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 500.80 | CHF 466.30 |
| 500 | CHF 489.20 | CHF 455.50 |
| 1'000 | CHF 460.00 | CHF 428.30 |
| 1'500 | CHF 430.80 | CHF 401.10 |
| 2'000 | CHF 401.70 | CHF 374.00 |
| 2'500 | CHF 372.50 | CHF 346.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 361.50 | CHF 336.60 |
| 500 | CHF 349.90 | CHF 325.80 |
| 1'000 | CHF 320.70 | CHF 298.60 |
| 1'500 | CHF 291.50 | CHF 271.40 |
| 2'000 | CHF 262.40 | CHF 244.30 |
| 2'500 | CHF 233.20 | CHF 217.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 136.60 | CHF 127.20 |
| 100 | CHF 130.80 | CHF 121.80 |
| 200 | CHF 125.00 | CHF 116.40 |
| 300 | CHF 119.10 | CHF 110.90 |
| 400 | CHF 113.30 | CHF 105.50 |
| 500 | CHF 107.50 | CHF 100.10 |
| 600 | CHF 101.60 | CHF 94.60 |
The price, region by region
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.