Sanitas MultiAccess — Basel-Stadt
Basel-Stadt: the MultiAccess model from Sanitas costs CHF 640.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 640.60, MultiAccess is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, MultiAccess costs CHF 759.60 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 640.60 | CHF 596.40 |
| 500 | CHF 629.00 | CHF 585.60 |
| 1'000 | CHF 599.80 | CHF 558.50 |
| 1'500 | CHF 570.60 | CHF 531.30 |
| 2'000 | CHF 541.50 | CHF 504.20 |
| 2'500 | CHF 512.30 | CHF 477.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 443.90 | CHF 413.30 |
| 500 | CHF 432.30 | CHF 402.50 |
| 1'000 | CHF 403.10 | CHF 375.30 |
| 1'500 | CHF 373.90 | CHF 348.10 |
| 2'000 | CHF 344.80 | CHF 321.10 |
| 2'500 | CHF 315.60 | CHF 293.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 158.00 | CHF 147.10 |
| 100 | CHF 152.20 | CHF 141.70 |
| 200 | CHF 146.40 | CHF 136.30 |
| 300 | CHF 140.50 | CHF 130.90 |
| 400 | CHF 134.70 | CHF 125.50 |
| 500 | CHF 128.90 | CHF 120.10 |
| 600 | CHF 123.00 | CHF 114.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.