Sanitas MultiAccess — Region 1, Schaffhausen
Region 1, Schaffhausen: the MultiAccess model from Sanitas costs CHF 546.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 546.80, MultiAccess is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, MultiAccess costs CHF 648.00 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 546.80 | CHF 509.10 |
| 500 | CHF 535.20 | CHF 498.30 |
| 1'000 | CHF 506.00 | CHF 471.10 |
| 1'500 | CHF 476.80 | CHF 443.90 |
| 2'000 | CHF 447.70 | CHF 416.90 |
| 2'500 | CHF 418.50 | CHF 389.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 373.10 | CHF 347.40 |
| 500 | CHF 361.50 | CHF 336.60 |
| 1'000 | CHF 332.30 | CHF 309.40 |
| 1'500 | CHF 303.10 | CHF 282.20 |
| 2'000 | CHF 274.00 | CHF 255.10 |
| 2'500 | CHF 244.80 | CHF 228.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 137.20 | CHF 127.80 |
| 100 | CHF 131.40 | CHF 122.40 |
| 200 | CHF 125.60 | CHF 117.00 |
| 300 | CHF 119.70 | CHF 111.50 |
| 400 | CHF 113.90 | CHF 106.10 |
| 500 | CHF 108.10 | CHF 100.70 |
| 600 | CHF 102.20 | CHF 95.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.