Sanitas MultiAccess — Jura
Jura: the MultiAccess model from Sanitas costs CHF 596.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 596.70, MultiAccess is not the lowest premium here: Agrisano goes down to CHF 543.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, MultiAccess costs CHF 708.00 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 596.70 | CHF 555.60 |
| 500 | CHF 585.10 | CHF 544.80 |
| 1'000 | CHF 555.90 | CHF 517.60 |
| 1'500 | CHF 526.70 | CHF 490.40 |
| 2'000 | CHF 497.60 | CHF 463.30 |
| 2'500 | CHF 468.40 | CHF 436.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 412.90 | CHF 384.50 |
| 500 | CHF 401.30 | CHF 373.70 |
| 1'000 | CHF 372.10 | CHF 346.50 |
| 1'500 | CHF 342.90 | CHF 319.30 |
| 2'000 | CHF 313.80 | CHF 292.20 |
| 2'500 | CHF 284.60 | CHF 265.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 147.90 | CHF 137.70 |
| 100 | CHF 142.10 | CHF 132.30 |
| 200 | CHF 136.30 | CHF 126.90 |
| 300 | CHF 130.40 | CHF 121.50 |
| 400 | CHF 124.60 | CHF 116.10 |
| 500 | CHF 118.80 | CHF 110.70 |
| 600 | CHF 112.90 | CHF 105.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.