Sanitas MultiAccess — Glarus
Glarus: the MultiAccess model from Sanitas costs CHF 476.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 476.60, MultiAccess is not the lowest premium here: Agrisano goes down to CHF 433.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, MultiAccess costs CHF 565.20 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 476.60 | CHF 443.80 |
| 500 | CHF 465.00 | CHF 433.00 |
| 1'000 | CHF 435.80 | CHF 405.80 |
| 1'500 | CHF 406.60 | CHF 378.60 |
| 2'000 | CHF 377.50 | CHF 351.50 |
| 2'500 | CHF 348.30 | CHF 324.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 335.40 | CHF 312.30 |
| 500 | CHF 323.80 | CHF 301.50 |
| 1'000 | CHF 294.60 | CHF 274.30 |
| 1'500 | CHF 265.40 | CHF 247.10 |
| 2'000 | CHF 236.30 | CHF 220.00 |
| 2'500 | CHF 207.10 | CHF 192.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 126.90 | CHF 118.20 |
| 100 | CHF 121.10 | CHF 112.80 |
| 200 | CHF 115.30 | CHF 107.40 |
| 300 | CHF 109.40 | CHF 101.90 |
| 400 | CHF 103.60 | CHF 96.50 |
| 500 | CHF 97.80 | CHF 91.10 |
| 600 | CHF 91.90 | CHF 85.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.