Sanitas MultiAccess — Region 2, Fribourg
Region 2, Fribourg: the MultiAccess model from Sanitas costs CHF 524.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 524.20, MultiAccess is not the lowest premium here: Agrisano goes down to CHF 450.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, MultiAccess costs CHF 621.60 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 524.20 | CHF 488.10 |
| 500 | CHF 512.60 | CHF 477.30 |
| 1'000 | CHF 483.40 | CHF 450.10 |
| 1'500 | CHF 454.20 | CHF 422.90 |
| 2'000 | CHF 425.10 | CHF 395.80 |
| 2'500 | CHF 395.90 | CHF 368.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 374.50 | CHF 348.70 |
| 500 | CHF 362.90 | CHF 337.90 |
| 1'000 | CHF 333.70 | CHF 310.70 |
| 1'500 | CHF 304.50 | CHF 283.50 |
| 2'000 | CHF 275.40 | CHF 256.40 |
| 2'500 | CHF 246.20 | CHF 229.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 142.30 | CHF 132.50 |
| 100 | CHF 136.50 | CHF 127.10 |
| 200 | CHF 130.70 | CHF 121.70 |
| 300 | CHF 124.80 | CHF 116.20 |
| 400 | CHF 119.00 | CHF 110.80 |
| 500 | CHF 113.20 | CHF 105.40 |
| 600 | CHF 107.30 | CHF 99.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.