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Sophie

casa or sanmed24 — Region 1, Bern

Region 1, Bern: with Steffisburg, casa costs CHF 611.00 a month in 2026 and sanmed24 CHF 591.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

sanmed24 is the cheaper of the two here: CHF 238.80 saved per year against casa, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

casa is a "Family doctor" model. sanmed24 is a "Telemedicine and others" model.

  • casa

    Family doctor

    You pick a family doctor and always go to them first.

  • sanmed24

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

Deductiblecasasanmed24Gap per year
300CHF 611.00CHF 591.10CHF 238.80
500CHF 599.40CHF 579.50CHF 238.80
1'000CHF 570.20CHF 550.30CHF 238.80
1'500CHF 541.00CHF 521.10CHF 238.80
2'000CHF 511.90CHF 492.00CHF 238.80
2'500CHF 482.70CHF 462.80CHF 238.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.