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Sophie

casa or sanmed24 — Region 2, Bern

Region 2, Bern: with Steffisburg, casa costs CHF 597.50 a month in 2026 and sanmed24 CHF 542.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

sanmed24 is the cheaper of the two here: CHF 658.80 saved per year against casa, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

casa is a "Family doctor" model. sanmed24 is a "Telemedicine and others" model.

  • casa

    Family doctor

    You pick a family doctor and always go to them first.

  • sanmed24

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

Deductiblecasasanmed24Gap per year
300CHF 597.50CHF 542.60CHF 658.80
500CHF 585.90CHF 531.00CHF 658.80
1'000CHF 556.70CHF 501.80CHF 658.80
1'500CHF 527.50CHF 472.60CHF 658.80
2'000CHF 498.50CHF 443.50CHF 660.00
2'500CHF 472.50CHF 417.60CHF 658.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.