casa or sanmed24 — Obwalden
Obwalden: with Steffisburg, casa costs CHF 470.00 a month in 2026 and sanmed24 CHF 462.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
sanmed24 is the cheaper of the two here: CHF 96.00 saved per year against casa, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
casa is a "Family doctor" model. sanmed24 is a "Telemedicine and others" model.
The price at every deductible
| Deductible | casa | sanmed24 | Gap per year |
|---|---|---|---|
| 300 | CHF 470.00 | CHF 462.00 | CHF 96.00 |
| 500 | CHF 458.50 | CHF 450.40 | CHF 97.20 |
| 1'000 | CHF 429.30 | CHF 421.20 | CHF 97.20 |
| 1'500 | CHF 400.00 | CHF 392.00 | CHF 96.00 |
| 2'000 | CHF 370.90 | CHF 362.90 | CHF 96.00 |
| 2'500 | CHF 345.00 | CHF 337.00 | CHF 96.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.