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Sophie

casa or sanmed24 — Region 3, Zurich

Region 3, Zurich: with Steffisburg, casa costs CHF 547.10 a month in 2026 and sanmed24 CHF 528.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

sanmed24 is the cheaper of the two here: CHF 219.60 saved per year against casa, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

casa is a "Family doctor" model. sanmed24 is a "Telemedicine and others" model.

  • casa

    Family doctor

    You pick a family doctor and always go to them first.

  • sanmed24

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

Deductiblecasasanmed24Gap per year
300CHF 547.10CHF 528.80CHF 219.60
500CHF 535.50CHF 517.20CHF 219.60
1'000CHF 506.30CHF 488.00CHF 219.60
1'500CHF 477.10CHF 458.80CHF 219.60
2'000CHF 448.00CHF 429.70CHF 219.60
2'500CHF 427.10CHF 408.80CHF 219.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.