casa or sanmed24 — Region 3, Bern
Region 3, Bern: with Steffisburg, casa costs CHF 547.30 a month in 2026 and sanmed24 CHF 524.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
sanmed24 is the cheaper of the two here: CHF 279.60 saved per year against casa, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
casa is a "Family doctor" model. sanmed24 is a "Telemedicine and others" model.
The price at every deductible
| Deductible | casa | sanmed24 | Gap per year |
|---|---|---|---|
| 300 | CHF 547.30 | CHF 524.00 | CHF 279.60 |
| 500 | CHF 535.70 | CHF 512.40 | CHF 279.60 |
| 1'000 | CHF 506.50 | CHF 483.20 | CHF 279.60 |
| 1'500 | CHF 477.30 | CHF 454.00 | CHF 279.60 |
| 2'000 | CHF 448.20 | CHF 424.90 | CHF 279.60 |
| 2'500 | CHF 422.30 | CHF 399.00 | CHF 279.60 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.