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Sophie

casa or sanmed24 — Zug

Zug: with Steffisburg, casa costs CHF 432.60 a month in 2026 and sanmed24 CHF 423.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

sanmed24 is the cheaper of the two here: CHF 115.20 saved per year against casa, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

casa is a "Family doctor" model. sanmed24 is a "Telemedicine and others" model.

  • casa

    Family doctor

    You pick a family doctor and always go to them first.

  • sanmed24

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

Deductiblecasasanmed24Gap per year
300CHF 432.60CHF 423.00CHF 115.20
500CHF 421.00CHF 411.40CHF 115.20
1'000CHF 391.80CHF 382.20CHF 115.20
1'500CHF 362.60CHF 353.00CHF 115.20
2'000CHF 333.50CHF 323.90CHF 115.20
2'500CHF 307.70CHF 298.00CHF 116.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.