FAVORIT BESTCARE or FAVORIT MEDICA?
SWICA offers both: FAVORIT BESTCARE and FAVORIT MEDICA. They are available together in 10 premium regions, and the cheaper of the two is not the same everywhere.
The cheaper one is not the same everywhere
Across 10 premium regions where both are offered, FAVORIT BESTCARE is cheaper in 10 and FAVORIT MEDICA in 0. The average gap between them is CHF 575.52 a year.
The gap is widest in Zurich — Region 1: CHF 1'018.80 a year.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT MEDICA is a "Family doctor" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT MEDICA
Family doctor
You pick a family doctor and always go to them first.
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.