FAVORIT BESTCARE or FAVORIT MEDICA — Region 1, Vaud
Region 1, Vaud: with SWICA, FAVORIT BESTCARE costs CHF 632.50 a month in 2026 and FAVORIT MEDICA CHF 654.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT BESTCARE is the cheaper of the two here: CHF 261.60 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT MEDICA is a "Family doctor" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT MEDICA
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT MEDICA | Gap per year |
|---|---|---|---|
| 300 | CHF 632.50 | CHF 654.30 | CHF 261.60 |
| 500 | CHF 620.90 | CHF 642.70 | CHF 261.60 |
| 1'000 | CHF 613.50 | CHF 620.80 | CHF 87.60 |
| 1'500 | CHF 606.20 | CHF 591.60 | CHF 175.20 |
| 2'000 | CHF 598.80 | CHF 562.50 | CHF 435.60 |
| 2'500 | CHF 569.60 | CHF 533.30 | CHF 435.60 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.