FAVORIT BESTCARE or FAVORIT MEDICA — Region 1, Zurich
Region 1, Zurich: with SWICA, FAVORIT BESTCARE costs CHF 568.40 a month in 2026 and FAVORIT MEDICA CHF 653.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT BESTCARE is the cheaper of the two here: CHF 1'018.80 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT MEDICA is a "Family doctor" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT MEDICA
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT MEDICA | Gap per year |
|---|---|---|---|
| 300 | CHF 568.40 | CHF 653.30 | CHF 1'018.80 |
| 500 | CHF 556.80 | CHF 641.70 | CHF 1'018.80 |
| 1'000 | CHF 547.20 | CHF 612.50 | CHF 783.60 |
| 1'500 | CHF 537.60 | CHF 583.30 | CHF 548.40 |
| 2'000 | CHF 528.10 | CHF 554.20 | CHF 313.20 |
| 2'500 | CHF 498.90 | CHF 525.00 | CHF 313.20 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.