FAVORIT BESTCARE or FAVORIT MEDICA — Region 2, Vaud
Region 2, Vaud: with SWICA, FAVORIT BESTCARE costs CHF 607.70 a month in 2026 and FAVORIT MEDICA CHF 628.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT BESTCARE is the cheaper of the two here: CHF 252.00 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT MEDICA is a "Family doctor" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT MEDICA
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT MEDICA | Gap per year |
|---|---|---|---|
| 300 | CHF 607.70 | CHF 628.70 | CHF 252.00 |
| 500 | CHF 596.10 | CHF 617.00 | CHF 250.80 |
| 1'000 | CHF 587.90 | CHF 594.90 | CHF 84.00 |
| 1'500 | CHF 579.70 | CHF 565.70 | CHF 168.00 |
| 2'000 | CHF 571.40 | CHF 536.50 | CHF 418.80 |
| 2'500 | CHF 542.30 | CHF 507.40 | CHF 418.80 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.