FAVORIT BESTCARE or FAVORIT MEDICA — Region 3, Zurich
Region 3, Zurich: with SWICA, FAVORIT BESTCARE costs CHF 472.90 a month in 2026 and FAVORIT MEDICA CHF 543.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT BESTCARE is the cheaper of the two here: CHF 847.20 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT MEDICA is a "Family doctor" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT MEDICA
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT MEDICA | Gap per year |
|---|---|---|---|
| 300 | CHF 472.90 | CHF 543.50 | CHF 847.20 |
| 500 | CHF 461.20 | CHF 531.90 | CHF 848.40 |
| 1'000 | CHF 448.40 | CHF 502.70 | CHF 651.60 |
| 1'500 | CHF 435.50 | CHF 473.50 | CHF 456.00 |
| 2'000 | CHF 422.60 | CHF 444.40 | CHF 261.60 |
| 2'500 | CHF 393.50 | CHF 415.20 | CHF 260.40 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.