FAVORIT BESTCARE or FAVORIT MEDICA — Thurgau
Thurgau: with SWICA, FAVORIT BESTCARE costs CHF 479.90 a month in 2026 and FAVORIT MEDICA CHF 524.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT BESTCARE is the cheaper of the two here: CHF 529.20 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT MEDICA is a "Family doctor" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT MEDICA
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT MEDICA | Gap per year |
|---|---|---|---|
| 300 | CHF 479.90 | CHF 524.00 | CHF 529.20 |
| 500 | CHF 468.20 | CHF 512.30 | CHF 529.20 |
| 1'000 | CHF 455.60 | CHF 488.70 | CHF 397.20 |
| 1'500 | CHF 442.90 | CHF 459.50 | CHF 199.20 |
| 2'000 | CHF 430.30 | CHF 430.30 | — |
| 2'500 | CHF 401.20 | CHF 401.20 | — |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.