FAVORIT BESTCARE or FAVORIT SANTE?
SWICA offers both: FAVORIT BESTCARE and FAVORIT SANTE. They are available together in 10 premium regions, and the cheaper of the two is not the same everywhere.
The cheaper one is not the same everywhere
Across 10 premium regions where both are offered, FAVORIT BESTCARE is cheaper in 0 and FAVORIT SANTE in 9. The average gap between them is CHF 228.60 a year.
The gap is widest in Vaud — Region 1: CHF 610.80 a year.
What you accept in each case
FAVORIT BESTCARE and FAVORIT SANTE are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.