FAVORIT BESTCARE or FAVORIT SANTE — Region 1, St. Gallen
Region 1, St. Gallen: with SWICA, FAVORIT BESTCARE costs CHF 506.20 a month in 2026 and FAVORIT SANTE CHF 484.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT SANTE is the cheaper of the two here: CHF 261.60 saved per year against FAVORIT BESTCARE, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE and FAVORIT SANTE are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT SANTE | Gap per year |
|---|---|---|---|
| 300 | CHF 506.20 | CHF 484.40 | CHF 261.60 |
| 500 | CHF 494.50 | CHF 472.70 | CHF 261.60 |
| 1'000 | CHF 482.80 | CHF 449.40 | CHF 400.80 |
| 1'500 | CHF 471.10 | CHF 420.20 | CHF 610.80 |
| 2'000 | CHF 459.40 | CHF 385.20 | CHF 890.40 |
| 2'500 | CHF 430.20 | CHF 356.10 | CHF 889.20 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.