FAVORIT BESTCARE or FAVORIT SANTE — Region 2, Zurich
Region 2, Zurich: with SWICA, FAVORIT BESTCARE costs CHF 513.20 a month in 2026 and FAVORIT SANTE CHF 501.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT SANTE is the cheaper of the two here: CHF 140.40 saved per year against FAVORIT BESTCARE, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE and FAVORIT SANTE are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT SANTE | Gap per year |
|---|---|---|---|
| 300 | CHF 513.20 | CHF 501.50 | CHF 140.40 |
| 500 | CHF 501.50 | CHF 489.80 | CHF 140.40 |
| 1'000 | CHF 489.80 | CHF 466.50 | CHF 279.60 |
| 1'500 | CHF 478.20 | CHF 437.30 | CHF 490.80 |
| 2'000 | CHF 466.50 | CHF 402.30 | CHF 770.40 |
| 2'500 | CHF 437.30 | CHF 373.20 | CHF 769.20 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.