FAVORIT BESTCARE or FAVORIT SANTE — Region 3, Zurich
Region 3, Zurich: with SWICA, FAVORIT BESTCARE costs CHF 472.90 a month in 2026 and FAVORIT SANTE CHF 467.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT SANTE is the cheaper of the two here: CHF 64.80 saved per year against FAVORIT BESTCARE, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE and FAVORIT SANTE are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT SANTE | Gap per year |
|---|---|---|---|
| 300 | CHF 472.90 | CHF 467.50 | CHF 64.80 |
| 500 | CHF 461.20 | CHF 455.80 | CHF 64.80 |
| 1'000 | CHF 448.40 | CHF 432.10 | CHF 195.60 |
| 1'500 | CHF 435.50 | CHF 402.90 | CHF 391.20 |
| 2'000 | CHF 422.60 | CHF 368.30 | CHF 651.60 |
| 2'500 | CHF 393.50 | CHF 339.10 | CHF 652.80 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.