FAVORIT BESTCARE or FAVORIT SANTE — Region 1, Zurich
Region 1, Zurich: with SWICA, FAVORIT BESTCARE costs CHF 568.40 a month in 2026 and FAVORIT SANTE CHF 553.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT SANTE is the cheaper of the two here: CHF 176.40 saved per year against FAVORIT BESTCARE, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE and FAVORIT SANTE are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT SANTE | Gap per year |
|---|---|---|---|
| 300 | CHF 568.40 | CHF 553.70 | CHF 176.40 |
| 500 | CHF 556.80 | CHF 542.10 | CHF 176.40 |
| 1'000 | CHF 547.20 | CHF 519.40 | CHF 333.60 |
| 1'500 | CHF 537.60 | CHF 490.30 | CHF 567.60 |
| 2'000 | CHF 528.10 | CHF 454.60 | CHF 882.00 |
| 2'500 | CHF 498.90 | CHF 425.40 | CHF 882.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.