FAVORIT BESTCARE or FAVORIT SANTE — Thurgau
Thurgau: with SWICA, FAVORIT BESTCARE costs CHF 479.90 a month in 2026 and FAVORIT SANTE CHF 471.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT SANTE is the cheaper of the two here: CHF 99.60 saved per year against FAVORIT BESTCARE, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE and FAVORIT SANTE are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT SANTE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT SANTE | Gap per year |
|---|---|---|---|
| 300 | CHF 479.90 | CHF 471.60 | CHF 99.60 |
| 500 | CHF 468.20 | CHF 459.90 | CHF 99.60 |
| 1'000 | CHF 455.60 | CHF 436.30 | CHF 231.60 |
| 1'500 | CHF 442.90 | CHF 407.10 | CHF 429.60 |
| 2'000 | CHF 430.30 | CHF 372.40 | CHF 694.80 |
| 2'500 | CHF 401.20 | CHF 343.20 | CHF 696.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.