FAVORIT BESTCARE or FAVORIT TELMED?
SWICA offers both: FAVORIT BESTCARE and FAVORIT TELMED. They are available together in 10 premium regions, and the cheaper of the two is not the same everywhere.
The cheaper one is not the same everywhere
Across 10 premium regions where both are offered, FAVORIT BESTCARE is cheaper in 10 and FAVORIT TELMED in 0. The average gap between them is CHF 308.76 a year.
The gap is widest in Vaud — Region 1: CHF 524.40 a year.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT TELMED is a "Telemedicine and others" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT TELMED
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.