FAVORIT BESTCARE or FAVORIT TELMED — Region 2, Zurich
Region 2, Zurich: with SWICA, FAVORIT BESTCARE costs CHF 513.20 a month in 2026 and FAVORIT TELMED CHF 535.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT BESTCARE is the cheaper of the two here: CHF 261.60 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT TELMED is a "Telemedicine and others" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT TELMED
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT TELMED | Gap per year |
|---|---|---|---|
| 300 | CHF 513.20 | CHF 535.00 | CHF 261.60 |
| 500 | CHF 501.50 | CHF 523.40 | CHF 262.80 |
| 1'000 | CHF 489.80 | CHF 500.00 | CHF 122.40 |
| 1'500 | CHF 478.20 | CHF 470.90 | CHF 87.60 |
| 2'000 | CHF 466.50 | CHF 441.70 | CHF 297.60 |
| 2'500 | CHF 437.30 | CHF 412.50 | CHF 297.60 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.