FAVORIT BESTCARE or FAVORIT TELMED — Region 2, Vaud
Region 2, Vaud: with SWICA, FAVORIT BESTCARE costs CHF 607.70 a month in 2026 and FAVORIT TELMED CHF 649.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT BESTCARE is the cheaper of the two here: CHF 504.00 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT TELMED is a "Telemedicine and others" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT TELMED
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT TELMED | Gap per year |
|---|---|---|---|
| 300 | CHF 607.70 | CHF 649.70 | CHF 504.00 |
| 500 | CHF 596.10 | CHF 638.00 | CHF 502.80 |
| 1'000 | CHF 587.90 | CHF 615.80 | CHF 334.80 |
| 1'500 | CHF 579.70 | CHF 586.60 | CHF 82.80 |
| 2'000 | CHF 571.40 | CHF 557.50 | CHF 166.80 |
| 2'500 | CHF 542.30 | CHF 528.30 | CHF 168.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.