FAVORIT BESTCARE or FAVORIT TELMED — Region 1, Zurich
Region 1, Zurich: with SWICA, FAVORIT BESTCARE costs CHF 568.40 a month in 2026 and FAVORIT TELMED CHF 589.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT BESTCARE is the cheaper of the two here: CHF 255.60 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT TELMED is a "Telemedicine and others" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT TELMED
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT TELMED | Gap per year |
|---|---|---|---|
| 300 | CHF 568.40 | CHF 589.70 | CHF 255.60 |
| 500 | CHF 556.80 | CHF 578.00 | CHF 254.40 |
| 1'000 | CHF 547.20 | CHF 555.40 | CHF 98.40 |
| 1'500 | CHF 537.60 | CHF 526.20 | CHF 136.80 |
| 2'000 | CHF 528.10 | CHF 497.00 | CHF 373.20 |
| 2'500 | CHF 498.90 | CHF 467.90 | CHF 372.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.