FAVORIT BESTCARE or FAVORIT TELMED — Thurgau
Thurgau: with SWICA, FAVORIT BESTCARE costs CHF 479.90 a month in 2026 and FAVORIT TELMED CHF 500.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT BESTCARE is the cheaper of the two here: CHF 247.20 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT TELMED is a "Telemedicine and others" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT TELMED
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT TELMED | Gap per year |
|---|---|---|---|
| 300 | CHF 479.90 | CHF 500.50 | CHF 247.20 |
| 500 | CHF 468.20 | CHF 488.90 | CHF 248.40 |
| 1'000 | CHF 455.60 | CHF 465.20 | CHF 115.20 |
| 1'500 | CHF 442.90 | CHF 436.10 | CHF 81.60 |
| 2'000 | CHF 430.30 | CHF 406.90 | CHF 280.80 |
| 2'500 | CHF 401.20 | CHF 377.70 | CHF 282.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.