FAVORIT BESTCARE or FAVORIT TELMED — Region 1, Vaud
Region 1, Vaud: with SWICA, FAVORIT BESTCARE costs CHF 632.50 a month in 2026 and FAVORIT TELMED CHF 676.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT BESTCARE is the cheaper of the two here: CHF 524.40 saved per year against FAVORIT TELMED, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT TELMED is a "Telemedicine and others" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT TELMED
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT TELMED | Gap per year |
|---|---|---|---|
| 300 | CHF 632.50 | CHF 676.20 | CHF 524.40 |
| 500 | CHF 620.90 | CHF 664.50 | CHF 523.20 |
| 1'000 | CHF 613.50 | CHF 642.60 | CHF 349.20 |
| 1'500 | CHF 606.20 | CHF 613.40 | CHF 86.40 |
| 2'000 | CHF 598.80 | CHF 584.30 | CHF 174.00 |
| 2'500 | CHF 569.60 | CHF 555.10 | CHF 174.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.