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FAVORIT MEDICA or FAVORIT MEDPHARM — Region 1, Fribourg

Region 1, Fribourg: with SWICA, FAVORIT MEDICA costs CHF 568.70 a month in 2026 and FAVORIT MEDPHARM CHF 513.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT MEDPHARM is the cheaper of the two here: CHF 667.20 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDICA and FAVORIT MEDPHARM are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT MEDPHARM

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleFAVORIT MEDICAFAVORIT MEDPHARMGap per year
300CHF 568.70CHF 513.10CHF 667.20
500CHF 557.00CHF 501.40CHF 667.20
1'000CHF 534.00CHF 478.40CHF 667.20
1'500CHF 504.90CHF 449.30CHF 667.20
2'000CHF 475.70CHF 413.90CHF 741.60
2'500CHF 446.50CHF 384.70CHF 741.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.