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FAVORIT MEDICA or FAVORIT MEDPHARM — Region 1, Valais

Region 1, Valais: with SWICA, FAVORIT MEDICA costs CHF 538.40 a month in 2026 and FAVORIT MEDPHARM CHF 493.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT MEDPHARM is the cheaper of the two here: CHF 535.20 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDICA and FAVORIT MEDPHARM are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT MEDPHARM

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleFAVORIT MEDICAFAVORIT MEDPHARMGap per year
300CHF 538.40CHF 493.80CHF 535.20
500CHF 526.80CHF 482.20CHF 535.20
1'000CHF 503.60CHF 458.90CHF 536.40
1'500CHF 474.40CHF 429.80CHF 535.20
2'000CHF 445.20CHF 394.70CHF 606.00
2'500CHF 416.10CHF 365.50CHF 607.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.