FAVORIT MEDICA or FAVORIT MEDPHARM — Region 1, Schaffhausen
Region 1, Schaffhausen: with SWICA, FAVORIT MEDICA costs CHF 553.10 a month in 2026 and FAVORIT MEDPHARM CHF 517.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MEDPHARM is the cheaper of the two here: CHF 433.20 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT MEDICA and FAVORIT MEDPHARM are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT MEDICA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT MEDPHARM
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT MEDICA | FAVORIT MEDPHARM | Gap per year |
|---|---|---|---|
| 300 | CHF 553.10 | CHF 517.00 | CHF 433.20 |
| 500 | CHF 541.40 | CHF 505.30 | CHF 433.20 |
| 1'000 | CHF 518.20 | CHF 482.20 | CHF 432.00 |
| 1'500 | CHF 489.10 | CHF 453.00 | CHF 433.20 |
| 2'000 | CHF 459.90 | CHF 417.80 | CHF 505.20 |
| 2'500 | CHF 430.70 | CHF 388.70 | CHF 504.00 |
The comparison, region by region
- FAVORIT MEDICA or FAVORIT MEDPHARM?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.