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FAVORIT MEDICA or FAVORIT MEDPHARM — Region 2, Fribourg

Region 2, Fribourg: with SWICA, FAVORIT MEDICA costs CHF 538.20 a month in 2026 and FAVORIT MEDPHARM CHF 480.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT MEDPHARM is the cheaper of the two here: CHF 687.60 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDICA and FAVORIT MEDPHARM are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT MEDPHARM

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleFAVORIT MEDICAFAVORIT MEDPHARMGap per year
300CHF 538.20CHF 480.90CHF 687.60
500CHF 526.50CHF 469.30CHF 686.40
1'000CHF 503.10CHF 445.80CHF 687.60
1'500CHF 473.90CHF 416.70CHF 686.40
2'000CHF 444.80CHF 381.80CHF 756.00
2'500CHF 415.60CHF 352.60CHF 756.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.